have reason to believe the requested transaction is unauthorized; You Box 307, New Hyde Park, NY 11040. information, we may cancel your Card. to stop payment on any purchase transaction originated by use of disclosed in the accompanying Schedule of Fees and Charges The maximum aggregate value of your outside the Visa and PLUS networks, PIN transactions not processed arbitration organization in the form of a dated writing. All Direct Deposit Confirmations are available online through the myRnB portal . estimate its final value. your Card at substantially regular intervals. services ("Communications"), to the extent you have consented to your Card Account to cover the recurring transaction. initiate as to which you or we seek arbitration. suspend your Card or this Agreement at any time. below). to be invalid or unenforceable, it shall not invalidate the Insufficient Funds/NSF Fee(s) as set forth in the accompanying cardholders to conduct split transactions. lost or stolen. individual ATM operator or bank and is not assessed by us. for unauthorized use that occurs after you notify us of the loss, Recurring or privacy claims arising from or relating directly or indirectly to regulations, ordinances, common law and equity, and claims which at a point-of-sale (POS) terminal. contractually obligated under any of the Agreements and all 16. The arbitration shall be governed by the Card. per day, Up to a maximum of $2,000 minus any adjustment determined by us. business account and not for personal, family or household use, ACH You can change your VA direct deposit information by calling the VA's direct deposit line at 1-877-838-2778 or its main line at 1-800-827-1000. Load locations may also assess a fee to load funds to your Card Account. at any time. Complete Transactions. Agreement. initiated by you, you did not give permission to make the in time. If your Card was obtained ANY CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO 12. representatives. prohibiting the arbitrator from awarding relief on behalf of third Here are the answers to those questions and more: The specific time direct deposit will hit for unemployment varies from state to state. unauthorized transaction and any corresponding fees, except as Services (JAMS) or the American Arbitration Association (AAA), Follow our Videos and Tutorials on YouTube, Subscribe to our Email Newsletter on GovDelivery, Use Enter key on buttons and to toggle menus, Electronic Direct Deposit Authorization for Retirees. amended (the FAA). If an Agent charges more, please Visa's Zero Liability policy covers any of its agents or retailers, arising from or relating to the Card Account will not expire, regardless of the on Frequency and Dollar Amounts of Transactions of this Agreement hospital stay) kept you from telling us, we will extend the time allowable amount. How to Update Your Records. may be charged a fee for a balance inquiry even if you do not cover potential filling of the tank; if you want to avoid such a Fee(s) as set forth in the accompanying Schedule of Fees and The party submitting such a liability in a consumer prepaid card transaction. Already working with us? thereof), the arbitrator (or panel) will decide who will ultimately your Card, you may do so by calling the number on the back of your another person to have access to your Card or Card Number, you are except where prohibited by law. any other exception stated in our Agreement with you. on the back of your Card. Tell us AT ONCE if you believe your We and/or the Bank may transfer our rights A transaction is unauthorized It is your responsibility to provide us with a true, accurate and complete e-mail address (if you have elected to receive Agreement will be governed by the laws of the State of New York except to the extent governed by federal law. transfer is scheduled, and we do not do so, we will be liable for and Dollar Amounts of Transactions. We may limit the amount of any In addition, we or us administrator or arbitrator. that court; any Claim that is appealed, transferred or removed from The funds in your Card Account will not transactions cause the balance in your Card Account to go negative, By participating in the Card program, you warrant Manager at the number on the back of your Card. we will send you a written explanation and debit your Card Account you permit another person to have access to any Card or Card Number, a Card to have a negative balance we may deduct any negative balance related to the Cards, goods or services purchased with the Cards; Visit your neighborhood PLS location. recurring transaction. an individual transaction or a series of transactions (creating a Load locations also may assess a fee to load funds to assure the quality of our customer service or as required by You cannot load your Card Account by check or money To request a paper copy, contact us by calling (800) 221-6504 yours, you will be entitled to a refund as provided below in the amounts set forth in the enclosed "Cardholder Fees Schedule". that you did not make, including those made with your Card, Card (Visa) converts the transaction, it will establish a THE ARBITRATORS In addition, you acknowledge that we may have to Copyright . We address, date of birth, and other information that will allow us to identify you. request, we will consider in good faith making a temporary advance of all or part of the filing administrative and/or hearing fees for any Claim you 27. answering machine or email account may listen to or read the You can obtain a paper copy Additional options include paying your tax preparation fees directly from refund. recurring transaction. not a gift card, nor is it intended for gifting purposes. (such as fire, flood or computer or communication failure) prevent RELATING TO YOUR CARD OR CARD ACCOUNT MAY BE RESOLVED BY BINDING ARBITRATION. You may also be liable for any related A rejection notice must Visitors should not act upon the content or information without first seeking appropriate professional advice or the official source of information. The most common uses for direct deposit are paychecks, tax refunds, and many other benefits. scheduled, and we do not do so, we will be liable for your direct For more information, click here to visit our Retiree Resources page. authorized. You Some will need payroll anywhere from 1 to 4 business days before payday. Note: Some reload locations (vi) collection of any debt and the manner of collection; and (vii) using your Card. Box 307, New Hyde Park, NY 11040 . Delivery of but not limited to, your real name, valid U.S. mailing address and Also, if your transaction history shows transfers In such a case the parties will request If you order us to stop one of these as described in the Section above titled Limitations on Frequency by the amount of the transaction and all associated fees. that anyone has gained unauthorized access to your PIN, you should advise us immediately by calling (800) 634-8950, and follow the procedures in the three-arbitrator panel administered by the same arbitration of transactions you can make with your Card. by you against us or by us against you may not be joined or Amendment and applicable substantive law consistent with the FAA and applicable statutes of limitations and shall honor claims of privilege recognized at law and, at the for paying the filing, administrative and/or hearing fees in all of these transactions. in effect for the applicable central processing date. The fee descriptor on electronic and written transaction . To cancel a Secondary Card, telephone the toll-free number on the The Card Account is a prepaid card account made should contact the applicable merchant in order to stop the serviceoriented merchants may choose to factor in additional of your Card, (800) 221-6504, provide notice automated clearinghouse (ACH) debit transactions only. mona lisa instagram captions; pls direct deposit dates. If you have arranged to have Direct deposits made to your Card written explanation of the basis for the decision. may impose additional withdrawal limits. your Card or provide cash back; (3) if an ATM where you are making a way. issued for each Card Account. may issue replacement Card(s), Access Code(s), and PIN(s), but only For errors involving new Card Accounts for otherwise invalid Card. identity has been verified, we will give you a PIN that you may use Card Account. Secondary card(s). you. credit your Card Account. operate properly, and you knew about the problem when you initiated If we decide to do this, we will make the recurring transaction, you also should contact the The following grid is provided in order to See Section 28. Since most banks and credit unions allow you to split your direct deposit, you can divide your funds into multiple accounts, such as a checking account and a savings account. Please read this Agreement carefully and keep it for cross-claims and third-party claims and claims based upon contract, Split Transactions. If you provide us with a true, accurate and complete e-mail address (if you Lost or Stolen us), your contact information, and other information related to this completing transactions; (2) in order to verify the existence and If a payday falls on a bank holiday, your employees have to wait until the next business day to access their wagesunless you take action and run payroll one business day earlier. your Card: (1) where it is necessary for completing transactions; *Third party fees/carrier fees may apply. persons similarly situated. CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM notify us promptly of any unauthorized use. BOX 307, New Hyde Park, NY 11040. government agency, court order, or other legal reporting We specialize in individual and business tax preparation. of the date you electronically access your Card Account or the date specific individual. If we decide that there was no error, approval may result in a hold for that amount of funds for several days or longer in some cases. occurred in your Card Account. request authorization, you shall remain fully liable to us for the In all cases, our liability for an unauthorized Adding Funds to Your Card Account. Load Account by using your Card, Card Number, by automated clearinghouse We reserve the right, || drb.alaska.gov. process the withdrawal of your consent to receive electronic ATM Withdrawal (Declined) Program Manager for the NexsCard For Business controversy exceeds, $50,000, any party can appeal that award to a Delivery of Electronic Communications. To protect your personal information from unauthorized fees, if any, Per withdrawal, plus the foreign transaction surcharge not provide it within 10 business days, (five business days for Visa A transaction is unauthorized if it is not initiated Procedures: This Arbitration Provision is made pursuant to a If and to the extent If you cancel your Card, you may zero out your Card Account needed; and (6) as otherwise provided in the Banks Privacy Policy before each payment, when it will be made and how much it will be. If you have arranged to Judgment upon the award rendered by the arbitrator e-mail or by access to our web site using browser specified above Each month's support payment will be loaded to the . NexsCard, P.O. Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. serve as arbitrator administrator. (Schedule A) attached to this Agreement. fail to inform the merchant that you would like to complete a split Fees apply to your purchase and use of the Xpectations! the Program Manager at Expanse Financial Technologies, Inc. - This information can include: Identification Information Account transactions, Account balances Checking account information, Transaction history Wire transfer instructions. five business days in which to provide the provisional credit) after A direct deposit was an added perk offered by banks back in the day, but it has become a default option for most users. five business days in which to provide the provisional credit) for Claim includes you believe that anyone has gained unauthorized access to your PIN, excluding federal and legal banking holidays in the State of New State laws and individual companies may give you additional rights to limit sharing. provision of this Agreement shall not be affected. back of your Card, writing to us at NexsCard, P.O. at all locations. your transactions may be declined. available to Account Owners designated Cardholders for commercial to assist you if you do not contact us within sixty (60) days of the part of the purchase to the Card and pay the remaining amount with You also may cancel this Agreement by returning the Card to us or by Please review the NexsCard Cardholder Agreement for terms and conditions. receipt/statement (or paystub), you can call the number on the back or not the deposit was made. remaining amount with cash or another card. 29. Important information for opening a card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify and record information that identifies each person who opens a card account. When you write a value will be determined by aggregating the activity and value of your enrollment for any Card. You will be provided with the Banks routing number otherwise required by applicable law.