See Fed. Now they have lien on my personal property that had nothing to do with this loan. My husband passed away in August 2018 and Im burdened down with this horrible situation. The company emerged from Chapter 11 bankruptcy last year after completing a financial restructuring plan that eliminated $800 millio n in corporate debt and changed its name to Ditech Holding. Therefore we begin by noting that the district court gave correct and distinct instructions relating the purpose and standard for punitive damages, and turn our focus to the reprehensibility of North American's conduct. This went on for well over a year, all while theyd be calling and harassing me, names and bullying me to get out of my home. The State of California received a notice from Ditech that I overpaid something and am due a refund, but Ditech no longer exists. This went on for 6 months, sending me mail I hadnt made my payment when I had made it on time. Here the damage award is further supported by the remaining tortious interference claim. [21], On September 11, 2001, in the U.S., a Ditech commercial was airing on the CNN television channel when it was interrupted for an announcement that a plane had struck one of Twin Towers of the World Trade Center in New York City. Then again on October 2016 another payment made but not applied. That is my just due.i dont care how many times the sell or reinvent themselves, they are still the same company as far as I am concerned. They are nothing but crooks. The company has filed for Chapter 11 Bankruptcy for the second time in 14 months. I tried to explain they were using an 18 month required funds audit for a 12 month payment and contacted CA Department of Business Oversight for assistance. A TOTAL MISTAKE. I was with Bank America and they turn me over to ripped off GreenTree Mortgage, and they GreenTree, up my loan to what they want, I called them and told me that they couldnt reach me, They up my APR and Loan Mortgage and said the could not get in touch with me. No advance notice is given to the public when a financial institution is closed. Sign up for our free summaries and get the latest delivered directly to you. Then they send me a statement that I still own them 20 thousand more. Green Tree made news in April when the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission ordered the company to pay $48 million in borrower restitution and $15 million in penalties to settle allegations of servicing failures that occurred from 2010 to 2014. Conseco generates potential customer leads through a computerized database, which Conseco developed, that analyzes financial information from over forty million individuals.2 Conseco's computer program identifies individuals who might "benefit" from its debt-consolidation services and compiles a list of the potential customers, which is sent to Conseco's branch offices throughout the country in the form of "customer lead sheets. Who do we talk to about a lawsuit? Walsh, 332 F.3d at 1158 (quoting Cruz v. Local Union No. Zachar v. Lee, 363 F.3d 70, 72 (1st. Mortgage service providers take advantage of borrowers and no one cares much to help us and monitor the bad lenders. Please help! 2003)). My name is Margaret Heath my home was stolen Jan 2012 by Greentree. I did file with CFPB and the FTC and I got a check for $10.00 after I lost my house I am still setting in my driveway living in my RV. If Green Tree serviced your mortgage from 2010 to 2014, you might be due some compensation for alleged wrongdoings. Truman Lewis Reporter. She did this several times, threatening me, stressing me out they would foreclose and I would lose my house due to their error and unwillingness to correct it. Additionally, Conseco produced evidence that Podner made copies of an unspecified number of customer loan files shortly before his resignation. R. Civ. I told them they were charging me 3x my payment and I had made them on time. Please help me resolve this with ditech. I have reached out to several attorneys, but none can help with Mortgage claims. The Manager had my car towed away, and I couldnt afford to get it out of impound. 1984). Kattleman testified that he was uncertain as to exactly how the customer loan files came to be located in his office at North American. of Elec. The factors to be considered include "the degree of malice or outrageousness of the defendant's conduct, aggravating and mitigating circumstances, the defendant's financial status, the character of both parties, the injury suffered, the defendant's standing or intelligence, and the relationship between the two parties." Please add our name to your Class Action Suit. I had a Making Home Affordable Plan and had many problems with them. [7] Institutional partners can price, lock and deliver individual loans through the Ditech website. Consistent schedule, decent pay. The Mortgage Refinance Process: Step-by-Step Guide, How to Lower Your Mortgage Rate Without Refinancing. They claim they did not receive my last payment when it was paid via my banks bill pay. Nothing happened. 2d 809 (1996). I was harassed and have $837 plus in late fees due to their shenanigans plus no telling how much interest was addressed to my balance. Can someone give all of us a name of a law firm that will help us. Greentree has been continually harassing. During this same period, Conseco's mortgage service division downsized. This handbook states that "non-public information about customers, dealers, and others is strictly confidential.". Contact Information. If anyone has a working Phone # or email address I can use to address my Title issue, please let me know . I was evicted and thrown out of my Mobile, in the pouring down rain! Even the emails I have sent do not get me in contact with anyone that can I assist. [18] In June 2014, Ditech's correspondent lending division began focusing on services for community banks and credit unions, offering their customers access to Ditech's technology, underwriting, processing, servicing and marketing expertise. As stated so eloquently-and simply-by Judge Posner of our sister circuit, "punitive damages should be proportional to the wrongfulness of the defendant's actions." My loan is FHA 7% 30 years, fixed rate, with PMI payments. North American argued in its Rule 50(a) motion (styled "Motion for Directed Verdict") that Conseco "failed to offer sufficient proof that it sustained damages that were proximately caused by [North American's] use or misappropriation of trade secret documents." Co., 866 F. Supp. Hi Folks I am in need of my Title to my Modular Home I paid off in 2016, so I can sell my home. How do I get into the law suit? They started charging me late fees, supposedly sent some investigator to check if I still lived in the home and charged me for the service even though I never had any contact with the person, never saw them and had no information it had been done. See reviews, photos, directions, phone numbers and more for Greentree Financial locations in San Antonio, TX. I paid extra on my home every month until I got hurt on the job. At that time, we only had 17 years left on our 30 year loan. At both the close of Conseco's case and the close of all of the evidence, North American filed motions for directed verdict, which were argued before the court. San Francisco, 69 F.3d 1184, 1188 (1st Cir. Conseco produced evidence that would allow a reasonable finder of fact to conclude that there was at least a threat of misappropriation of the trade secrets contained in these fourteen files. Accordingly, we find no error in the district court's refusal to grant judgment as a matter of law on the unfair competition claim. It should be paid off and i need the release of lien. Fortunately, authorities were able to track the location of the call and . As such, it captured over 25 percent of that business by 1993. Calls throughout the day and weekend threatening jail time and foreclosure. Find locations. Product Overview - Greentree is a modular system, allowing you to select just the functions you need for your business - with the flexibility to add further modules at a later date. After several months I was told I wasnt making the right payment and I owed them almost $5000.00 And unless I paid this wthin 2 weeks They were forcloseing on my home, So I borrowred the money and paid them I dont have any idea how I am going to pay this back. James & Devern Robertson, I purchased a trailer didnt know the greentrees name was on the title and I still havent received the title and I need that title because I paid the trailer all anybody can help me please do so. No one seems to know. We paid by automatic draft, which we had to pay the service fee of twelve dollars to make payments. On appeal, North American questions not whether Conseco proved sufficient connection of its damages to North American's alleged wrongful conduct but whether Conseco proved it had incurred damages at all. However, the record is clear that the district court repeatedly rejected Conseco's requests that it be allowed to introduce evidence of North American's discovery abuses. If colloquy between counsel and the trial court fleshes out the motion, it may provide the opposing party with the requisite notice. Ripoff Report on: Greentree Financial - Greentree financial broke the law calls in one day lugoff south carolina Bank of America sold to Green tree and then to Ditech. Ditech is not answering my call, whom do I contact to get my money back . Working with you to see the big picture, tailoring advice driven by your priorities that can then be addressed through a structured and . By answering a few simple questions about yourself, and selecting the amount of money you would like to borrow. (651) 224-5017. I had to call them while working and my coworkers heard then yelling & threatening me if I was late. Witnesses for both parties testified that the information contained in these files was recognized by all Conseco employees as confidential, and therefore not to be disclosed. Trying to get a lien release from green tree. Furthermore, Conseco takes reasonable steps to ensure the secrecy of these files. What Credit Score Do You Need to Get a Mortgage? Conseco also presented evidence that in its Davenport, Iowa, office-after the filing of the lawsuit-the area manager, Rick Lasek, worked for both companies, copied thousands of Conseco lead sheets, sent them to North American, copied all of the HUD settlement statements from his office, and stated that his goal was to "put the mother [* * * *]ers [Conseco] out of business." Just paid off a home and was going to sell and it has a lien on it. If you dont mind please contact me at 409-277-0420 Im in serious need of advice. They sent me wrong documents, pretend they dont have them and are also scamming borrowers. Adherence to the rule is mandatory. (2) how will we as victims be contacted about a $$ settlement? Financial Services Company size 1,001-5,000 employees Headquarters Saint Paul, MN Type Public Company Founded 1975 Specialties Specialized Loan Servicer Locations Primary 345 St. Peter Street. CNO Financial Group, Inc. (formerly Conseco, Inc. (from Consolidated National Security Corporation)) is a financial services holding company based in Carmel, Indiana. Who do I contact to file lawsuit and get justice and prove damages? Under this standard, the district court will only be reversed when "its ruling is obviously insupportable." Bristol also testified that before leaving Conseco, he compiled a list of 100 to 200 customers who had previously engaged in business with Conseco. Another time they lost my payments and threatened foreclosure again. On April 11, 2006, Greentree Financial Group, Inc. (Greentree), sued Execute Sports, Inc. (ESI), for breach of contract. Auto. Now, i cant get in touch with anyone to get my balance? On November 7, 2008, Security Pacific Bank, Los Angeles, CA was closed by the California Department of Financial Institutions and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. Who has my payment records from Green Tree and Ditech for the Making Home Affordable Plan which will prove timely payments so i can get the credits and incentives I deserve? As noted by the district court, North American management knew that employees were working and being paid by both companies at the same time.12 Rather than undertake any investigation, corrective, or disciplinary action, it elected to use the dual employment as a "model" in other offices. I called numerous times with no help into correction and emailed them only to get an automated email response that they received my email. After a few weeks they turned our account over to someone else and the same cycle. individuals with low credit scores. [3], Powers introduced "People Are Smart," an advertising campaign that leveraged GMAC's reputation as a responsible lender and stressed the importance of making prudent decisions based on expert advice provided by ditech.com loan consultants. Also notifying new media. We are satisfied that North American's conduct was sufficiently reprehensible to support the jury's award of punitive damages. Greentree made my.life a nightmare. Greentree closed my 2nd loan in 2013 with no assignment tried to refi and loan could not be found by Greentree now I have a company 7 years later with copy of note and no endorsement contacted bankruptcy Court New York case for Greentree was told loan should gone to ditech otherwise went back to mlo Greentree only serviced could not sell any truth or help? The caller informed Mambretti that all of his personal financial information-which he had entrusted to Conseco-had moved with the loan originator to North American's St. Louis office. Rockport Pharm., Inc. v. Digital Simplistics, Inc., 53 F.3d 195, 197-98 (8th Cir. Walsh, 332 F.3d at 1158 (quoting Rockport Pharm., Inc. v. Digital Simplistics, Inc., 53 F.3d 195, 197 (8th Cir. Must Convert Temporary Loan Mods into Permanent Ones. In March 2015, Ditech, along with Walter Investment affiliate Green Tree Servicing, announced the two would undergo a co-branding effort to become "Ditech Financial, A Walter Company," bringing Walter's origination and servicing entities together under one, recognizable brand name. My HAMP loan was sold to Greentree which is now Ditech. The corporation originates, pools, sells, and services manufactured home loans using a vehicle known in the industry as conditional sales contracts. In 2000, over the course of several months, a substantial number of Conseco's office managers and loan originators resigned, and many of Conseco's former employees took jobs working for North American. At Greentree, we make the loan process frustration and hassle-free. I was never late during the five years. The current range of Greentree modules covers the key areas of Financials, Distribution and Job Management. North American management consented to the document duplication by its employees. From loan selection to approval and closing, we reduce the complexities and hassles involved in the entire process. Conseco counters that while some of the information within these lead sheets can be harvested from these two sources, its proprietary computer program provides a unique depth of information that cannot be obtained from alternative sources and its loan files contain confidential customer information. Thinking that would eliminate the harassing calls. I can take your house! yelling at me. To the extreme. 1998). Tell how to get I. Personally the FTC is probably a scam too. As the name suggests, Green Tree Servicing was supposed to service homeowners' mortgages by collecting and crediting monthly payments. Chief Judge Loken did not participate in the consideration or decision of this case, Formerly known as Green Tree Financial Servicing Corporation, Conseco also employs other strategies to generate new business including internet advertising, telemarketing campaigns, "cross-marketing" of current customers, direct mail, television, radio, and yellow page advertising, and referrals from various business associates, One of North American's own witnesses admitted that North American had improperly taken Conseco's documents and repeatedly lied about it during the discovery process, His estimate was based on an average loan size in the Midwest of $85,000, The unfair competition instruction to the jury was expressly predicated on trade secret misuse, while the tortious interference claim concerned the issue of wrongful and unjustified interference with Conseco's reasonable expectation of economic advantage or benefit. After the preliminary hearing, the district court entered a narrowly-tailored injunction. They ruined my credit report for NO reason. [5][20] In May 2007, the company introduced a new marketing campaign, adding the tagline "People Are Smart" and including the signature line Home financing by GMAC to further help distinguish the Ditech brand from direct-to-consumer lenders of questionable repute. How do I file a claim against Ditech? In response, Conseco sent a copy of Mambretti's letter to North American with a request that North American "cease and desist" from taking and using information contained in Conseco's loan files. On June 8, 2022 the Bankruptcy Court entered an Order governing the distribution of any unclaimed borrower funds remaining in the Ditech estate. Had to go chapter 13 to stop all the harassing calls , one guy told me to pay up or get my out of my Mobile home. I refinanced with an actual bank since 2016 and I have no problems. Pony Comp., Inc. v. Equus Comp. "Green. Further, because the common law and the statutory elements of the claim remain the same, any resulting error would likely be harmless. I did call Ditech. My house was bought in 2007 for $118,000 in Jan 2012 I owed $ 94,000. I had a loan on a mobile home back in 2000 it was refinance later on but it is still listed with Greentree services listed on the title and Im trying to sell it. This corporate entity was filed approximately forty-six years ago on Monday, June 13, 1977 as recorded in documents filed with Texas Secretary of State. Emmenegger v. Bull Moose Tube Co., 324 F.3d 616, 619 (8th Cir. Told us to get out immediately they were so hateful would not help in any way at all. Helping Clients With Custom Financing Options And Consulting Services, Greentree Offers Direct Financing And. Such an objection7 is simply not sufficient to preserve, and certainly cannot be read to encompass, the legal theories underlying North American's Rule 50(b) motion and this appeal (submissibility of the claim). Touch with the entity that is hosting the class action. My loan started out at 48,000 on my double wide, paid on it for about 16 years and now owe 67,000 on it. Greentree is Ditech so be careful! 2003). Both Greentree and Ditech are thugs. 1995)). They settled for $5500 (BOA paid $3k and my Seller paid $2500) and Greentree WAIVED THEIR DEFFICIENCY RIGHTS!!! We were victims of Greentree. Thanks in advance. I too was a victim of the Green Tree / Ditech scam. Can anyone please help me with whom I can contact?? WOW so I have read alot of these stories and not surprised at all after what they did to us. And how does this company get away with this by changing their name constantly. 2003). Once a lead sheet is received in a branch office, the office manager then forwards it to a loan originator, who calls these potential customers to offer Conseco's financial services. Missouri law places no limit on punitive awards, but requires that "when punitive damages are awarded by a jury, both the trial court and the appellate court review the award to ensure that it is not an abuse of discretion." Ruby M Eisenring 321-333-2271, We refinance our home with Greentree which eventually transferred to Ditech. Business Profile for Green Tree Financial Corporation. They owe me 27,000.00 estimated. I wish I new all this stuff was going with Green Tree Financial. What Mortgage Rate Can I Get With My Credit Score? It was just a cycle. In arguing that the lead sheets are not "trade secrets," North American principally relies on Vigoro Indus., Inc. v. Cleveland Chem. The case involves employees leaving an agriculture supply business to join a competitor. Recent filings for GREEN TREE FINANCIAL SERVICES CORPORATION 22 Nov 2010 Greentree Financial Advisors [ Impersonators of Genuine Firms ] 2408 Richmond Road Staten Island, NY 10306 Fax: 718-732-2047 A structured process drawing out and defining with you what your vision is of your future. Terrence J. O'Toole of St. Louis appeared on the brief. Id. See Fed. Ive been a customer since 2002. They tried to triple my mortgage payment when I paid what my mortgage payment actually was and had been for long time. After having been divorced 4 years into the loan and raising children as a single mother, I have made payments late frequently.